Water Street was the focus of business activity from the early days.   Businesses on the south side were situated on the high bank of the Guadalupe River.  Pioneer businessmen located in that vicinity and the courthouse was only one block away.

Wagon Train after a snowfall in downtown Kerrville.
Wool & Mohair Convoy lined up on Water Street waiting to unload at the Schreiner Wool & Mohair Warehouse. (From a postcard printed for the Bicentennial in 1976)
Even before it was paved, Water Street boasted the familiar clock at Charles Schreiner Bank.
Mistletoe Regiment
The Charles Schreiner Bank Clock is clearly visible in this 1918 era picture looking east
on Water Street at the intersection of Mountain Street (later re-named Earl Garrett in honor of a deceased WW I hometown boy).
1920 era photo of Water Street looking west
from the intersection with Earl Garrett Street by Wheelus Photography.
Signs of progress on Water Street in this photo from the 1920’s
This is looking north across Water Street to the building at the east corner of Earl Garrett Street.
1930’s era picture of the Bluebonnet Hotel on the south side of Water Street at the Earl Garrett Street intersection.
1940’s era picture of the Bluebonnet Hotel on the south side of Water Street at the Earl Garrett Street intersection.
1950’s photo of Bluebonnet Hotel at the corner of Earl Garrett Street, looking east on Water Street.
1950’s era photo looking west on Water Street from Washington Street.
Fawcett Furniture Co., Henke Meat Market and Harris-Darby Appliances can be seen.
1950’s era photo – looking west on Water Street at the corner of Earl Garrett Street.